Disability Insurance

How long could YOU survive without a paycheck?

An illness or injury could prevent you from working for months, or longer.

Who would pay YOUR bills?

Will your …

creditors let payments slide?

post office stop delivering your bills?

bank stop expecting mortgage payments?

family members pay your monthly bills?


‘Lifetime Odds of’

Being struck by lightning …………… 1 in 576,000

Your house burning down ……………… 1 in 1,200

Having a stroke (in any 1 year) ………… 1 in 430

Being killed in a car accident ………….. 1 in 140

Missing 90+ days of work in career ……. 1 in 3

Social Security Disability facts:

– Most initial benefit claims are REJECTED.

– NO benefits for at least 6 months, unless terminally ill. Some wait years.

– The average monthly benefit is $1,523 and you may need a lawyer to get it.

‘Ditto’ for NY Disability:

– Statutory Benefit of only $170/week.

– The taxable benefits END after 6 months.

Income Protection Options.

.

Hope nothing happens.

OR

A Disability Plan that fits your needs.

We offer options from the finest companies, because …

We UNDERSTAND Insurance.