{"id":213,"date":"2020-09-25T20:33:43","date_gmt":"2020-09-25T20:33:43","guid":{"rendered":"https:\/\/arthur.shopiroagency.com\/?page_id=213"},"modified":"2025-03-06T22:11:26","modified_gmt":"2025-03-06T22:11:26","slug":"umbrella","status":"publish","type":"page","link":"https:\/\/shopiroagency.com\/?page_id=213","title":{"rendered":"Umbrella Liability"},"content":{"rendered":"\n<div class=\"wp-block-cover is-light is-position-center-center\" style=\"min-height:1173px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" width=\"1920\" height=\"1280\" class=\"wp-block-cover__image-background wp-image-402\" alt=\"\" src=\"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/umbrella-1588167_1920.jpg\" style=\"object-position:50% 50%\" data-object-fit=\"cover\" data-object-position=\"50% 50%\" srcset=\"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/umbrella-1588167_1920.jpg 1920w, https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/umbrella-1588167_1920-300x200.jpg 300w, https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/umbrella-1588167_1920-1024x683.jpg 1024w, https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/umbrella-1588167_1920-768x512.jpg 768w, https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/umbrella-1588167_1920-1536x1024.jpg 1536w\" sizes=\"auto, (max-width: 1920px) 100vw, 1920px\" \/><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\"><style>.wp-block-kadence-advancedheading.kt-adv-heading213_80ac3f-4d, .wp-block-kadence-advancedheading.kt-adv-heading213_80ac3f-4d[data-kb-block=\"kb-adv-heading213_80ac3f-4d\"]{padding-bottom:950px;margin-top:-50px;text-align:center;font-size:80px;line-height:55px;font-weight:400;font-style:normal;font-family:'Open Sans';letter-spacing:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_80ac3f-4d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading213_80ac3f-4d[data-kb-block=\"kb-adv-heading213_80ac3f-4d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_80ac3f-4d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading213_80ac3f-4d[data-kb-block=\"kb-adv-heading213_80ac3f-4d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading213_80ac3f-4d, .wp-block-kadence-advancedheading.kt-adv-heading213_80ac3f-4d[data-kb-block=\"kb-adv-heading213_80ac3f-4d\"]{margin-top:-90px;font-size:32px;line-height:40px;}}<\/style>\n<h1 class=\"kt-adv-heading213_80ac3f-4d wp-block-kadence-advancedheading has-theme-palette-8-color has-text-color\" data-kb-block=\"kb-adv-heading213_80ac3f-4d\"><strong>Umbrella Liability<\/strong><\/h1>\n<\/div><\/div>\n\n\n\n<div style=\"height:5px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading213_e9ba02-5b, .wp-block-kadence-advancedheading.kt-adv-heading213_e9ba02-5b[data-kb-block=\"kb-adv-heading213_e9ba02-5b\"]{text-align:center;font-size:60px;font-weight:800;font-style:normal;font-family:'Open Sans';}.wp-block-kadence-advancedheading.kt-adv-heading213_e9ba02-5b mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading213_e9ba02-5b[data-kb-block=\"kb-adv-heading213_e9ba02-5b\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_e9ba02-5b img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading213_e9ba02-5b[data-kb-block=\"kb-adv-heading213_e9ba02-5b\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading213_e9ba02-5b, .wp-block-kadence-advancedheading.kt-adv-heading213_e9ba02-5b[data-kb-block=\"kb-adv-heading213_e9ba02-5b\"]{font-size:32px;}}<\/style>\n<p class=\"kt-adv-heading213_e9ba02-5b wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading213_e9ba02-5b\">Never Been Sued?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading213_af0b49-38, .wp-block-kadence-advancedheading.kt-adv-heading213_af0b49-38[data-kb-block=\"kb-adv-heading213_af0b49-38\"]{text-align:center;font-size:32px;line-height:39px;font-weight:400;font-style:normal;font-family:'Open Sans';}.wp-block-kadence-advancedheading.kt-adv-heading213_af0b49-38 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading213_af0b49-38[data-kb-block=\"kb-adv-heading213_af0b49-38\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_af0b49-38 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading213_af0b49-38[data-kb-block=\"kb-adv-heading213_af0b49-38\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading213_af0b49-38, .wp-block-kadence-advancedheading.kt-adv-heading213_af0b49-38[data-kb-block=\"kb-adv-heading213_af0b49-38\"]{font-size:25px;line-height:30px;}}<\/style>\n<h2 class=\"kt-adv-heading213_af0b49-38 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading213_af0b49-38\"><strong>It only takes <span style=\"text-decoration: underline\" class=\"underline\">one<\/span> lawsuit to ruin a family or business.<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading213_aa747b-b3, .wp-block-kadence-advancedheading.kt-adv-heading213_aa747b-b3[data-kb-block=\"kb-adv-heading213_aa747b-b3\"]{text-align:center;font-size:32px;line-height:39px;font-weight:400;font-style:normal;font-family:'Open Sans';}.wp-block-kadence-advancedheading.kt-adv-heading213_aa747b-b3 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading213_aa747b-b3[data-kb-block=\"kb-adv-heading213_aa747b-b3\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_aa747b-b3 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading213_aa747b-b3[data-kb-block=\"kb-adv-heading213_aa747b-b3\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading213_aa747b-b3, .wp-block-kadence-advancedheading.kt-adv-heading213_aa747b-b3[data-kb-block=\"kb-adv-heading213_aa747b-b3\"]{font-size:25px;line-height:30px;}}<\/style>\n<h3 class=\"kt-adv-heading213_aa747b-b3 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading213_aa747b-b3\"><strong>Million-dollar lawsuits occur frequently, so be prepared.<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading213_54f98e-c9, .wp-block-kadence-advancedheading.kt-adv-heading213_54f98e-c9[data-kb-block=\"kb-adv-heading213_54f98e-c9\"]{text-align:center;font-size:32px;line-height:39px;font-weight:400;font-style:normal;font-family:'Open Sans';}.wp-block-kadence-advancedheading.kt-adv-heading213_54f98e-c9 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading213_54f98e-c9[data-kb-block=\"kb-adv-heading213_54f98e-c9\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_54f98e-c9 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading213_54f98e-c9[data-kb-block=\"kb-adv-heading213_54f98e-c9\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading213_54f98e-c9, .wp-block-kadence-advancedheading.kt-adv-heading213_54f98e-c9[data-kb-block=\"kb-adv-heading213_54f98e-c9\"]{font-size:25px;line-height:30px;}}<\/style>\n<p class=\"kt-adv-heading213_54f98e-c9 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading213_54f98e-c9\"><strong>When <em>&#8216;control&#8217;<\/em> may be out of your hands, but <em><span style=\"color:#f41008\" class=\"tadv-color\">&#8216;legal responsibility&#8217;<\/span><\/em> isn&#8217;t.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading213_1d606d-82, .wp-block-kadence-advancedheading.kt-adv-heading213_1d606d-82[data-kb-block=\"kb-adv-heading213_1d606d-82\"]{text-align:center;font-size:32px;line-height:39px;font-weight:400;font-style:normal;font-family:'Open Sans';}.wp-block-kadence-advancedheading.kt-adv-heading213_1d606d-82 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading213_1d606d-82[data-kb-block=\"kb-adv-heading213_1d606d-82\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_1d606d-82 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading213_1d606d-82[data-kb-block=\"kb-adv-heading213_1d606d-82\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading213_1d606d-82, .wp-block-kadence-advancedheading.kt-adv-heading213_1d606d-82[data-kb-block=\"kb-adv-heading213_1d606d-82\"]{font-size:25px;line-height:30px;}}<\/style>\n<p class=\"kt-adv-heading213_1d606d-82 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading213_1d606d-82\"><strong>More <em>Liability Protection<\/em> that&#8217;s designed to <em>&#8216;begin&#8217;<\/em> where your current policies <em>&#8216;end&#8217;<\/em>.<\/strong><\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-213_fdf6b3-c0 .kt-block-spacer{height:30px;}.wp-block-kadence-spacer.kt-block-spacer-213_fdf6b3-c0 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-213_fdf6b3-c0\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<div class=\"wp-block-cover aligncenter\" style=\"min-height:760px;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"298\" class=\"wp-block-cover__image-background wp-image-2502\" alt=\"\" src=\"https:\/\/shopiroagency.com\/wp-content\/uploads\/2021\/03\/courtroom-2.jpg\" data-object-fit=\"cover\" srcset=\"https:\/\/shopiroagency.com\/wp-content\/uploads\/2021\/03\/courtroom-2.jpg 640w, https:\/\/shopiroagency.com\/wp-content\/uploads\/2021\/03\/courtroom-2-300x140.jpg 300w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><div class=\"wp-block-cover__inner-container is-layout-flow wp-block-cover-is-layout-flow\"><style>.wp-block-kadence-advancedheading.kt-adv-heading213_938a10-5d, .wp-block-kadence-advancedheading.kt-adv-heading213_938a10-5d[data-kb-block=\"kb-adv-heading213_938a10-5d\"]{padding-bottom:300px;margin-bottom:45px;text-align:center;font-size:39px;line-height:55px;font-style:normal;}.wp-block-kadence-advancedheading.kt-adv-heading213_938a10-5d mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading213_938a10-5d[data-kb-block=\"kb-adv-heading213_938a10-5d\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_938a10-5d img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading213_938a10-5d[data-kb-block=\"kb-adv-heading213_938a10-5d\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading213_938a10-5d, .wp-block-kadence-advancedheading.kt-adv-heading213_938a10-5d[data-kb-block=\"kb-adv-heading213_938a10-5d\"]{font-size:20px;}}<\/style>\n<p class=\"kt-adv-heading213_938a10-5d wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading213_938a10-5d\"><strong><span style=\"color:#f3f33f\" class=\"tadv-color\">Having enough LIABILITY coverage is VERY IMPORTANT.  Call us, don&#8217;t presume!<\/span><\/strong><\/p>\n<\/div><\/div>\n\n\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-213_7660f7-9b .kt-block-spacer{height:40px;}.wp-block-kadence-spacer.kt-block-spacer-213_7660f7-9b .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-213_7660f7-9b\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading213_c569fa-02, .wp-block-kadence-advancedheading.kt-adv-heading213_c569fa-02[data-kb-block=\"kb-adv-heading213_c569fa-02\"]{margin-top:-80px;text-align:center;font-size:50px;line-height:55px;font-weight:800;font-style:normal;font-family:'Open Sans';}.wp-block-kadence-advancedheading.kt-adv-heading213_c569fa-02 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading213_c569fa-02[data-kb-block=\"kb-adv-heading213_c569fa-02\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_c569fa-02 img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading213_c569fa-02[data-kb-block=\"kb-adv-heading213_c569fa-02\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading213_c569fa-02, .wp-block-kadence-advancedheading.kt-adv-heading213_c569fa-02[data-kb-block=\"kb-adv-heading213_c569fa-02\"]{font-size:32px;line-height:35px;}}<\/style>\n<p class=\"kt-adv-heading213_c569fa-02 wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading213_c569fa-02\">NO insurance program is complete without an Umbrella Liability policy, because&#8230;<\/p>\n\n\n<style>.wp-block-kadence-advancedheading.kt-adv-heading213_28e395-cc, .wp-block-kadence-advancedheading.kt-adv-heading213_28e395-cc[data-kb-block=\"kb-adv-heading213_28e395-cc\"]{margin-top:0px;text-align:center;font-size:50px;line-height:55px;font-weight:800;font-style:normal;font-family:'Open Sans';}.wp-block-kadence-advancedheading.kt-adv-heading213_28e395-cc mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading213_28e395-cc[data-kb-block=\"kb-adv-heading213_28e395-cc\"] mark.kt-highlight{font-style:normal;color:#f76a0c;-webkit-box-decoration-break:clone;box-decoration-break:clone;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.wp-block-kadence-advancedheading.kt-adv-heading213_28e395-cc img.kb-inline-image, .wp-block-kadence-advancedheading.kt-adv-heading213_28e395-cc[data-kb-block=\"kb-adv-heading213_28e395-cc\"] img.kb-inline-image{width:150px;vertical-align:baseline;}@media all and (max-width: 767px){.wp-block-kadence-advancedheading.kt-adv-heading213_28e395-cc, .wp-block-kadence-advancedheading.kt-adv-heading213_28e395-cc[data-kb-block=\"kb-adv-heading213_28e395-cc\"]{font-size:32px;line-height:35px;}}<\/style>\n<p class=\"kt-adv-heading213_28e395-cc wp-block-kadence-advancedheading\" data-kb-block=\"kb-adv-heading213_28e395-cc\">We UNDERSTAND Insurance.<\/p>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-213_6403dc-49 .kt-block-spacer{height:30px;}.wp-block-kadence-spacer.kt-block-spacer-213_6403dc-49 .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-213_6403dc-49\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<div style=\"height:80px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box213_273721-9f{max-width:250px;}.wp-block-kadence-column.kb-section-dir-horizontal > .kt-inside-inner-col > .kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap{max-width:unset;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap{border-top:5px solid #e7fa1c;border-right:5px solid #e7fa1c;border-bottom:5px solid #e7fa1c;border-left:5px solid #e7fa1c;border-top-left-radius:30px;border-top-right-radius:30px;border-bottom-right-radius:30px;border-bottom-left-radius:30px;background:#ffffff;max-width:250px;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;margin-top:-30px;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap:hover{background:#ffffff;}.kt-info-box213_273721-9f .kadence-info-box-icon-container .kt-info-svg-icon, .kt-info-box213_273721-9f .kt-info-svg-icon-flip, .kt-info-box213_273721-9f .kt-blocks-info-box-number{font-size:50px;}.kt-info-box213_273721-9f .kt-blocks-info-box-media{color:#444444;background:#eeeeee;border-radius:200px;overflow:hidden;border-top-width:0px;border-right-width:0px;border-bottom-width:0px;border-left-width:0px;padding-top:20px;padding-right:20px;padding-bottom:20px;padding-left:20px;}.kt-info-box213_273721-9f .kt-blocks-info-box-media-container{margin-top:0px;margin-right:15px;margin-bottom:10px;margin-left:15px;}.kt-info-box213_273721-9f .kt-blocks-info-box-media .kadence-info-box-image-intrisic img{border-radius:200px;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-media{color:#444444;background:#eeeeee;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap .kt-blocks-info-box-media{border-width:0px;box-shadow:inset 0 0 0 0px #444444;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap .kt-blocks-info-box-media:before, .kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap .kt-blocks-info-box-media:after{border-radius:200px;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap .kt-blocks-info-box-media:before{border-width:0px;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-media:after{border-right-color:#444444;border-right-width:0px;border-top-width:0px;border-bottom-width:0px;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-media:before{border-top-color:#444444;border-right-color:#444444;border-bottom-color:#444444;}.kt-info-box213_273721-9f .kt-infobox-textcontent h2.kt-blocks-info-box-title{font-size:42px;font-family:'Open Sans';font-style:normal;font-weight:400;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-top:5px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box213_273721-9f .kt-infobox-textcontent .kt-blocks-info-box-text{color:#555555;}.wp-block-kadence-infobox.kt-info-box213_273721-9f .kt-blocks-info-box-text{font-size:11px;line-height:5px;letter-spacing:1px;font-family:'Open Sans';font-style:normal;font-weight:300;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;}.kt-info-box213_273721-9f .kt-blocks-info-box-learnmore{background:transparent;border-color:#555555;border-width:0px 0px 0px 0px;padding-top:4px;padding-right:8px;padding-bottom:4px;padding-left:8px;margin-top:10px;margin-right:0px;margin-bottom:10px;margin-left:0px;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap:hover .kt-blocks-info-box-learnmore,.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap .kt-blocks-info-box-learnmore:focus{color:#ffffff;background:#444444;border-color:#444444;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap{box-shadow:0px 0px 25px 0px rgba(231, 250, 28, 0.97);}@media all and (max-width: 1024px){.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap{border-top:5px solid #e7fa1c;border-right:5px solid #e7fa1c;border-bottom:5px solid #e7fa1c;border-left:5px solid #e7fa1c;box-shadow:0px 0px 25px 0px rgba(231, 250, 28, 0.97);}}@media all and (max-width: 1024px){.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap:hover{box-shadow:0px 0px 14px 32px #000000;}}@media all and (max-width: 767px){.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap{border-top:5px solid #e7fa1c;border-right:5px solid #e7fa1c;border-bottom:5px solid #e7fa1c;border-left:5px solid #e7fa1c;text-align:center;display:block;box-shadow:0px 0px 25px 0px rgba(231, 250, 28, 0.97);}.kt-info-box213_273721-9f .kt-infobox-textcontent h2.kt-blocks-info-box-title{font-size:20px;}.kt-info-box213_273721-9f .kt-blocks-info-box-link-wrap .kt-blocks-info-box-media{display:inline-block;max-width:100%;}}<\/style>\n<div class=\"wp-block-kadence-infobox kt-info-box213_273721-9f\"><a class=\"kt-blocks-info-box-link-wrap info-box-link kt-blocks-info-box-media-align-top kt-info-halign-center kb-info-mobile-halign-center\" href=\"https:\/\/shopiroagency.com\/wp-content\/uploads\/2025\/03\/Business-Personal-Lawsuits.pdf\"><div class=\"kt-blocks-info-box-media-container\"><div class=\"kt-blocks-info-box-media kt-info-media-animate-drawborder\"><div class=\"kadence-info-box-icon-container kt-info-icon-animate-drawborder\"><div class=\"kadence-info-box-icon-inner-container\"><span class=\"kb-svg-icon-wrap kb-svg-icon-ic_rain kt-info-svg-icon\"><svg viewBox=\"0 0 8 8\"  fill=\"currentColor\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"  aria-hidden=\"true\"><path d=\"M4.5 0c-1.21 0-2.27.86-2.5 2-1.1 0-2 .9-2 2 0 .53.2.99.53 1.34.26-.22.6-.34.97-.34.2 0 .39.05.56.13.17-.64.74-1.13 1.44-1.13.69 0 1.27.49 1.44 1.13.17-.07.36-.13.56-.13.63 0 1.15.39 1.38.94.64-.17 1.13-.75 1.13-1.44 0-.65-.42-1.29-1-1.5v-.5c0-1.38-1.12-2.5-2.5-2.5zm-1.16 5a.5.5 0 0 0-.34.5v2a.5.5 0 1 0 1 0v-2a.5.5 0 0 0-.59-.5.5.5 0 0 0-.06 0zm-2 1a.5.5 0 0 0-.34.5v1a.5.5 0 1 0 1 0v-1a.5.5 0 0 0-.59-.5.5.5 0 0 0-.06 0zm4 0a.5.5 0 0 0-.34.5v1a.5.5 0 1 0 1 0v-1a.5.5 0 0 0-.59-.5.5.5 0 0 0-.06 0z\"\/><\/svg><\/span><\/div><\/div><\/div><\/div><div class=\"kt-infobox-textcontent\"><h2 class=\"kt-blocks-info-box-title\"><strong>Lawsuit Examples<\/strong><br><strong> <\/strong><br><strong> Personal &amp; Business<\/strong><\/h2><p class=\"kt-blocks-info-box-text\"><\/p><\/div><\/a><\/div>\n\n\n\n<div style=\"height:130px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"675\" src=\"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/10\/pexels-jeswin-thomas-700971-1-1024x675.jpg\" alt=\"\" class=\"wp-image-1363\"\/><\/figure>\n<\/div>\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Never Been Sued? It only takes one lawsuit to ruin a family or business. Million-dollar lawsuits occur frequently, so be prepared. When &#8216;control&#8217; may be out of your hands, but &#8216;legal responsibility&#8217; isn&#8217;t. More Liability Protection that&#8217;s designed to &#8216;begin&#8217; where your current policies &#8216;end&#8217;. NO insurance program is complete without an Umbrella Liability policy,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_monsterinsights_skip_tracking":false,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"class_list":["post-213","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Umbrella Liability Never Been Sued? It only takes one lawsuit to ruin a family or business. Million-dollar lawsuits occur frequently, so be prepared. When &#039;control&#039; may be out of your hands, but &#039;legal responsibility&#039; isn&#039;t. More Liability Protection that&#039;s designed to &#039;begin&#039; where your current policies &#039;end&#039;. Having enough LIABILITY coverage is VERY IMPORTANT. Call\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/shopiroagency.com\/?page_id=213\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"-\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Umbrella Liability -\" \/>\n\t\t<meta property=\"og:description\" content=\"Umbrella Liability Never Been Sued? It only takes one lawsuit to ruin a family or business. Million-dollar lawsuits occur frequently, so be prepared. When &#039;control&#039; may be out of your hands, but &#039;legal responsibility&#039; isn&#039;t. More Liability Protection that&#039;s designed to &#039;begin&#039; where your current policies &#039;end&#039;. Having enough LIABILITY coverage is VERY IMPORTANT. Call\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/shopiroagency.com\/?page_id=213\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/cropped-2019-Logo-5.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/cropped-2019-Logo-5.png\" \/>\n\t\t<meta property=\"og:image:width\" content=\"2281\" \/>\n\t\t<meta property=\"og:image:height\" content=\"968\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2020-09-25T20:33:43+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-03-06T22:11:26+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/shopiroagencyinc\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Umbrella Liability -\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Umbrella Liability Never Been Sued? It only takes one lawsuit to ruin a family or business. Million-dollar lawsuits occur frequently, so be prepared. When &#039;control&#039; may be out of your hands, but &#039;legal responsibility&#039; isn&#039;t. More Liability Protection that&#039;s designed to &#039;begin&#039; where your current policies &#039;end&#039;. Having enough LIABILITY coverage is VERY IMPORTANT. Call\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/cropped-2019-Logo-5.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/?page_id=213#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/shopiroagency.com#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/shopiroagency.com\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/?page_id=213#listItem\",\"name\":\"Umbrella Liability\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/?page_id=213#listItem\",\"position\":2,\"name\":\"Umbrella Liability\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/shopiroagency.com#listItem\",\"name\":\"Home\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/#organization\",\"name\":\"Shopiro Agency, Inc.\",\"url\":\"https:\\\/\\\/shopiroagency.com\\\/\",\"telephone\":\"+13159133722\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/shopiroagency.com\\\/wp-content\\\/uploads\\\/2020\\\/09\\\/cropped-2019-Logo-5.png\",\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/?page_id=213\\\/#organizationLogo\",\"width\":2281,\"height\":968},\"image\":{\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/?page_id=213\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/shopiroagencyinc\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UC-7Yp8O1josEvYLQtdQMPoQ\"]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/?page_id=213#webpage\",\"url\":\"https:\\\/\\\/shopiroagency.com\\\/?page_id=213\",\"name\":\"Umbrella Liability -\",\"description\":\"Umbrella Liability Never Been Sued? It only takes one lawsuit to ruin a family or business. Million-dollar lawsuits occur frequently, so be prepared. When 'control' may be out of your hands, but 'legal responsibility' isn't. More Liability Protection that's designed to 'begin' where your current policies 'end'. Having enough LIABILITY coverage is VERY IMPORTANT. Call\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/?page_id=213#breadcrumblist\"},\"datePublished\":\"2020-09-25T20:33:43+00:00\",\"dateModified\":\"2025-03-06T22:11:26+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/#website\",\"url\":\"https:\\\/\\\/shopiroagency.com\\\/\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/shopiroagency.com\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Umbrella Liability -","description":"Umbrella Liability Never Been Sued? It only takes one lawsuit to ruin a family or business. Million-dollar lawsuits occur frequently, so be prepared. When 'control' may be out of your hands, but 'legal responsibility' isn't. More Liability Protection that's designed to 'begin' where your current policies 'end'. Having enough LIABILITY coverage is VERY IMPORTANT. Call","canonical_url":"https:\/\/shopiroagency.com\/?page_id=213","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BreadcrumbList","@id":"https:\/\/shopiroagency.com\/?page_id=213#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/shopiroagency.com#listItem","position":1,"name":"Home","item":"https:\/\/shopiroagency.com","nextItem":{"@type":"ListItem","@id":"https:\/\/shopiroagency.com\/?page_id=213#listItem","name":"Umbrella Liability"}},{"@type":"ListItem","@id":"https:\/\/shopiroagency.com\/?page_id=213#listItem","position":2,"name":"Umbrella Liability","previousItem":{"@type":"ListItem","@id":"https:\/\/shopiroagency.com#listItem","name":"Home"}}]},{"@type":"Organization","@id":"https:\/\/shopiroagency.com\/#organization","name":"Shopiro Agency, Inc.","url":"https:\/\/shopiroagency.com\/","telephone":"+13159133722","logo":{"@type":"ImageObject","url":"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/cropped-2019-Logo-5.png","@id":"https:\/\/shopiroagency.com\/?page_id=213\/#organizationLogo","width":2281,"height":968},"image":{"@id":"https:\/\/shopiroagency.com\/?page_id=213\/#organizationLogo"},"sameAs":["https:\/\/www.facebook.com\/shopiroagencyinc","https:\/\/www.youtube.com\/channel\/UC-7Yp8O1josEvYLQtdQMPoQ"]},{"@type":"WebPage","@id":"https:\/\/shopiroagency.com\/?page_id=213#webpage","url":"https:\/\/shopiroagency.com\/?page_id=213","name":"Umbrella Liability -","description":"Umbrella Liability Never Been Sued? It only takes one lawsuit to ruin a family or business. Million-dollar lawsuits occur frequently, so be prepared. When 'control' may be out of your hands, but 'legal responsibility' isn't. More Liability Protection that's designed to 'begin' where your current policies 'end'. Having enough LIABILITY coverage is VERY IMPORTANT. Call","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/shopiroagency.com\/#website"},"breadcrumb":{"@id":"https:\/\/shopiroagency.com\/?page_id=213#breadcrumblist"},"datePublished":"2020-09-25T20:33:43+00:00","dateModified":"2025-03-06T22:11:26+00:00"},{"@type":"WebSite","@id":"https:\/\/shopiroagency.com\/#website","url":"https:\/\/shopiroagency.com\/","inLanguage":"en-US","publisher":{"@id":"https:\/\/shopiroagency.com\/#organization"}}]},"og:locale":"en_US","og:site_name":"-","og:type":"article","og:title":"Umbrella Liability -","og:description":"Umbrella Liability Never Been Sued? It only takes one lawsuit to ruin a family or business. Million-dollar lawsuits occur frequently, so be prepared. When 'control' may be out of your hands, but 'legal responsibility' isn't. More Liability Protection that's designed to 'begin' where your current policies 'end'. Having enough LIABILITY coverage is VERY IMPORTANT. Call","og:url":"https:\/\/shopiroagency.com\/?page_id=213","og:image":"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/cropped-2019-Logo-5.png","og:image:secure_url":"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/cropped-2019-Logo-5.png","og:image:width":2281,"og:image:height":968,"article:published_time":"2020-09-25T20:33:43+00:00","article:modified_time":"2025-03-06T22:11:26+00:00","article:publisher":"https:\/\/www.facebook.com\/shopiroagencyinc","twitter:card":"summary","twitter:title":"Umbrella Liability -","twitter:description":"Umbrella Liability Never Been Sued? It only takes one lawsuit to ruin a family or business. Million-dollar lawsuits occur frequently, so be prepared. When 'control' may be out of your hands, but 'legal responsibility' isn't. More Liability Protection that's designed to 'begin' where your current policies 'end'. Having enough LIABILITY coverage is VERY IMPORTANT. Call","twitter:image":"https:\/\/shopiroagency.com\/wp-content\/uploads\/2020\/09\/cropped-2019-Logo-5.png"},"aioseo_meta_data":{"post_id":"213","title":null,"description":null,"keywords":null,"keyphrases":{"focus":[],"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"WebPage","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":"{\"article\":{\"articleType\":\"BlogPosting\"},\"course\":{\"name\":\"\",\"description\":\"\",\"provider\":\"\"},\"faq\":{\"pages\":[]},\"product\":{\"reviews\":[]},\"recipe\":{\"ingredients\":[],\"instructions\":[],\"keywords\":[]},\"software\":{\"reviews\":[],\"operatingSystems\":[]},\"webPage\":{\"webPageType\":\"WebPage\"},\"blockGraphs\":[]}","pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2022-03-09 22:59:38","updated":"2026-08-04 21:04:37","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/shopiroagency.com\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tUmbrella Liability\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/shopiroagency.com"},{"label":"Umbrella Liability","link":"https:\/\/shopiroagency.com\/?page_id=213"}],"_links":{"self":[{"href":"https:\/\/shopiroagency.com\/index.php?rest_route=\/wp\/v2\/pages\/213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shopiroagency.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/shopiroagency.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/shopiroagency.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/shopiroagency.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=213"}],"version-history":[{"count":5,"href":"https:\/\/shopiroagency.com\/index.php?rest_route=\/wp\/v2\/pages\/213\/revisions"}],"predecessor-version":[{"id":4134,"href":"https:\/\/shopiroagency.com\/index.php?rest_route=\/wp\/v2\/pages\/213\/revisions\/4134"}],"wp:attachment":[{"href":"https:\/\/shopiroagency.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}