Disability Insurance

How long could YOU survive without a paycheck?

An illness or injury could prevent you from working for months, or longer.

Who would pay YOUR bills?

Will your

creditors let payments slide?

post office stop delivering your bills?

bank stop expecting mortgage payments?

family members pay your monthly bills?


‘Lifetime Odds of’

Being struck by lightning …………… 1 in 576,000

Your house burning down ……………… 1 in 1,200

Having a stroke (in any 1 year) ………… 1 in 430

Being killed in a car accident ………….. 1 in 140

Missing 90+ days of work in career ……. 1 in 3

Social Security Disability facts:

Most initial benefit claims are REJECTED.

NO benefits for at least 6 months, unless terminally ill. Some wait years.

The average monthly benefit is $1,523 and you may need a lawyer to get it.

‘Ditto’ for NY Disability:

Statutory Benefit of only $170/week.

The taxable benefits END after 6 months.

Income Protection Options.

.

Hope nothing happens.

OR

A Disability Plan that fits your needs.

We offer options from the finest companies, because …

We UNDERSTAND Insurance.